{"id":1755,"date":"2025-04-29T17:29:15","date_gmt":"2025-04-29T17:29:15","guid":{"rendered":"https:\/\/www.bestrescreenco.com\/info\/?p=1755"},"modified":"2025-04-29T17:29:16","modified_gmt":"2025-04-29T17:29:16","slug":"insurance-tips-for-screen-repair-after-storm-damage-in-florida","status":"publish","type":"post","link":"https:\/\/www.bestrescreenco.com\/info\/2025\/04\/29\/insurance-tips-for-screen-repair-after-storm-damage-in-florida\/","title":{"rendered":"Insurance Tips for Screen Repair After Storm Damage in Florida"},"content":{"rendered":"\n<p>Florida storms are no joke\u2014especially when you\u2019re left with torn lanai screens, ripped pool cage mesh, or collapsed frames. Whether it\u2019s a tropical storm or full-blown hurricane, screen enclosures are often the first part of your home to suffer damage. Knowing what to do next\u2014especially when it comes to your insurance\u2014is critical to saving money and getting repairs done quickly.<\/p>\n\n\n\n<p>At <strong>Best Rescreen Company<\/strong> in <strong>Naples, FL<\/strong>, we\u2019ve worked with countless homeowners in <strong>Marco Island<\/strong>, <strong>Bonita Springs<\/strong>, <strong>Fort Myers<\/strong>, and <strong>Cape Coral<\/strong> who weren\u2019t sure how to handle insurance claims after storm damage. Here&#8217;s a clear guide to help you move forward confidently.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"1-inspect-and-document-damage-immediately\">1. <strong>Inspect and Document Damage Immediately<\/strong><\/h3>\n\n\n\n<p>Right after the storm passes and it\u2019s safe to go outside, inspect your entire screen enclosure. Look for:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Torn or missing screen panels<\/li>\n\n\n\n<li>Bent or detached frame sections<\/li>\n\n\n\n<li>Sagging roof screens<\/li>\n\n\n\n<li>Loose or detached fasteners and bolts<\/li>\n\n\n\n<li>Damage to anchor points<\/li>\n<\/ul>\n\n\n\n<p>Take clear, timestamped photos and video from different angles. These visuals are essential for supporting your insurance claim.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"2-don-t-make-major-repairs-too-soon\">2. <strong>Don\u2019t Make Major Repairs Too Soon<\/strong><\/h3>\n\n\n\n<p>It\u2019s tempting to fix things fast\u2014but resist the urge to start major repairs until your insurance adjuster has seen the damage.<\/p>\n\n\n\n<p>Instead:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Protect exposed areas with temporary fixes (like tarps or zip ties)<\/li>\n\n\n\n<li>Keep all receipts for materials or emergency repairs<\/li>\n\n\n\n<li>Avoid full replacements until your claim is approved<\/li>\n<\/ul>\n\n\n\n<p>Insurance companies may deny a claim if they can&#8217;t verify the original damage, so let them document it first.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"3-check-your-homeowner-s-policy-coverage\">3. <strong>Check Your Homeowner&#8217;s Policy Coverage<\/strong><\/h3>\n\n\n\n<p>Every policy is different, but here are a few things to look for:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Screen Enclosures or Lanai Structures:<\/strong> Some policies include them; others require separate coverage.<\/li>\n\n\n\n<li><strong>Wind\/Hurricane Deductibles:<\/strong> Florida policies often have specific deductibles for named storms.<\/li>\n\n\n\n<li><strong>Coverage Limits:<\/strong> Even if you\u2019re covered, there may be a cap on what you can claim for screen enclosures.<\/li>\n\n\n\n<li><strong>Exclusions:<\/strong> Check for fine print that might exclude screens, framing, or hardware.<\/li>\n<\/ul>\n\n\n\n<p>If you\u2019re unsure, call your insurance agent and ask directly: <em>\u201cIs storm damage to my lanai or pool cage covered under this policy?\u201d<\/em><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"4-get-a-professional-damage-estimate\">4. <strong>Get a Professional Damage Estimate<\/strong><\/h3>\n\n\n\n<p>After documenting everything, contact a reputable local screen company for a written estimate. This helps in two ways:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Gives you negotiation power<\/strong> when the insurance company offers less than what the repair will actually cost<\/li>\n\n\n\n<li><strong>Shows you\u2019re serious<\/strong> about fixing the damage with a licensed contractor<\/li>\n<\/ul>\n\n\n\n<p>At <strong>Best Rescreen Company<\/strong>, we provide detailed estimates that include screen material types (like <strong>Phifer 18&#215;14<\/strong>, <strong>Florida Glass<\/strong>, or <strong>Super Screen<\/strong>), labor, and structural repairs if needed.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"5-ask-your-contractor-if-they-work-with-insurance-claims\">5. <strong>Ask Your Contractor If They Work With Insurance Claims<\/strong><\/h3>\n\n\n\n<p>Not every screen repair company is experienced with the insurance process. Some will provide basic quotes, while others\u2014like us\u2014can help guide you through:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Submitting documentation<\/li>\n\n\n\n<li>Talking with adjusters<\/li>\n\n\n\n<li>Making sure materials and repairs meet code<\/li>\n<\/ul>\n\n\n\n<p>Having a contractor who understands what insurance companies look for can make a big difference in how fast your claim is approved.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"6-be-aware-of-scams-after-a-storm\">6. <strong>Be Aware of Scams After a Storm<\/strong><\/h3>\n\n\n\n<p>Unfortunately, Florida storms bring out dishonest contractors looking to take advantage of stressed homeowners.<\/p>\n\n\n\n<p><strong>Red flags include:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Unlicensed companies asking for large upfront payments<\/li>\n\n\n\n<li>Out-of-state contractors with no local address<\/li>\n\n\n\n<li>No references or online presence<\/li>\n\n\n\n<li>High-pressure sales tactics<\/li>\n<\/ul>\n\n\n\n<p><strong>Best Rescreen Company<\/strong> has been serving <strong>Southwest Florida<\/strong> for years. We\u2019re local, licensed, insured, and rated A+ with the Better Business Bureau.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"7-keep-in-touch-with-your-insurance-adjuster\">7. <strong>Keep in Touch With Your Insurance Adjuster<\/strong><\/h3>\n\n\n\n<p>Stay involved in your claim. If your adjuster delays the process or denies coverage unfairly, don\u2019t be afraid to push back. Ask for details in writing and submit additional proof as needed.<\/p>\n\n\n\n<p>If you&#8217;re working with a local contractor like us, we can often provide additional documentation or photos to support your case.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p>Storm damage is frustrating\u2014but getting your lanai or pool cage repaired doesn\u2019t have to be. With the right documentation, a solid insurance policy, and a reputable rescreening company, you can get your outdoor space back in shape fast.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"serving-southwest-florida\">\ud83d\udccd Serving Southwest Florida<\/h3>\n\n\n\n<p>Best Rescreen Company proudly serves:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Naples<\/strong><\/li>\n\n\n\n<li><strong>Marco Island<\/strong><\/li>\n\n\n\n<li><strong>Bonita Springs<\/strong><\/li>\n\n\n\n<li><strong>Fort Myers<\/strong><\/li>\n\n\n\n<li><strong>Cape Coral<\/strong><br>and surrounding areas in <strong>Collier and Lee Counties<\/strong>.<\/li>\n<\/ul>\n\n\n\n<p><strong>Visit Us:<\/strong> 5660 Strand Ct Unit A244, Naples, FL 34110<br><strong>Call Today:<\/strong> (239) 344-7774<br><strong>Website:<\/strong> <a class=\"\" href=\"https:\/\/www.bestrescreenco.com\">https:\/\/www.bestrescreenco.com<\/a><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"ready-to-get-started\">\ud83d\udcde Ready to Get Started?<\/h3>\n\n\n\n<p>If your screen enclosure was damaged by a recent storm, don\u2019t wait. Call <strong>Best Rescreen Company<\/strong> today at <strong>(239) 344-7774<\/strong> or visit us online to schedule your <strong>free estimate<\/strong>. We\u2019ll help you get the repairs you need\u2014and work with your insurance company every step of the way.<\/p>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Florida storms are no joke\u2014especially when you\u2019re left with torn lanai screens, ripped pool cage mesh, or collapsed frames. Whether it\u2019s a tropical storm or full-blown hurricane, screen enclosures are often the first part of your home to suffer damage. Knowing what to do next\u2014especially when it comes to your insurance\u2014is critical to saving money [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":1429,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_gspb_post_css":"","footnotes":""},"categories":[1],"tags":[],"class_list":["post-1755","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"blocksy_meta":[],"_links":{"self":[{"href":"https:\/\/www.bestrescreenco.com\/info\/wp-json\/wp\/v2\/posts\/1755","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bestrescreenco.com\/info\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.bestrescreenco.com\/info\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.bestrescreenco.com\/info\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bestrescreenco.com\/info\/wp-json\/wp\/v2\/comments?post=1755"}],"version-history":[{"count":1,"href":"https:\/\/www.bestrescreenco.com\/info\/wp-json\/wp\/v2\/posts\/1755\/revisions"}],"predecessor-version":[{"id":1756,"href":"https:\/\/www.bestrescreenco.com\/info\/wp-json\/wp\/v2\/posts\/1755\/revisions\/1756"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.bestrescreenco.com\/info\/wp-json\/wp\/v2\/media\/1429"}],"wp:attachment":[{"href":"https:\/\/www.bestrescreenco.com\/info\/wp-json\/wp\/v2\/media?parent=1755"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.bestrescreenco.com\/info\/wp-json\/wp\/v2\/categories?post=1755"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.bestrescreenco.com\/info\/wp-json\/wp\/v2\/tags?post=1755"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}