Florida storms are no joke—especially when you’re left with torn lanai screens, ripped pool cage mesh, or collapsed frames. Whether it’s a tropical storm or full-blown hurricane, screen enclosures are often the first part of your home to suffer damage. Knowing what to do next—especially when it comes to your insurance—is critical to saving money and getting repairs done quickly.
At Best Rescreen Company in Naples, FL, we’ve worked with countless homeowners in Marco Island, Bonita Springs, Fort Myers, and Cape Coral who weren’t sure how to handle insurance claims after storm damage. Here’s a clear guide to help you move forward confidently.
1. Inspect and Document Damage Immediately
Right after the storm passes and it’s safe to go outside, inspect your entire screen enclosure. Look for:
- Torn or missing screen panels
- Bent or detached frame sections
- Sagging roof screens
- Loose or detached fasteners and bolts
- Damage to anchor points
Take clear, timestamped photos and video from different angles. These visuals are essential for supporting your insurance claim.
2. Don’t Make Major Repairs Too Soon
It’s tempting to fix things fast—but resist the urge to start major repairs until your insurance adjuster has seen the damage.
Instead:
- Protect exposed areas with temporary fixes (like tarps or zip ties)
- Keep all receipts for materials or emergency repairs
- Avoid full replacements until your claim is approved
Insurance companies may deny a claim if they can’t verify the original damage, so let them document it first.
3. Check Your Homeowner’s Policy Coverage
Every policy is different, but here are a few things to look for:
- Screen Enclosures or Lanai Structures: Some policies include them; others require separate coverage.
- Wind/Hurricane Deductibles: Florida policies often have specific deductibles for named storms.
- Coverage Limits: Even if you’re covered, there may be a cap on what you can claim for screen enclosures.
- Exclusions: Check for fine print that might exclude screens, framing, or hardware.
If you’re unsure, call your insurance agent and ask directly: “Is storm damage to my lanai or pool cage covered under this policy?”
4. Get a Professional Damage Estimate
After documenting everything, contact a reputable local screen company for a written estimate. This helps in two ways:
- Gives you negotiation power when the insurance company offers less than what the repair will actually cost
- Shows you’re serious about fixing the damage with a licensed contractor
At Best Rescreen Company, we provide detailed estimates that include screen material types (like Phifer 18×14, Florida Glass, or Super Screen), labor, and structural repairs if needed.
5. Ask Your Contractor If They Work With Insurance Claims
Not every screen repair company is experienced with the insurance process. Some will provide basic quotes, while others—like us—can help guide you through:
- Submitting documentation
- Talking with adjusters
- Making sure materials and repairs meet code
Having a contractor who understands what insurance companies look for can make a big difference in how fast your claim is approved.
6. Be Aware of Scams After a Storm
Unfortunately, Florida storms bring out dishonest contractors looking to take advantage of stressed homeowners.
Red flags include:
- Unlicensed companies asking for large upfront payments
- Out-of-state contractors with no local address
- No references or online presence
- High-pressure sales tactics
Best Rescreen Company has been serving Southwest Florida for years. We’re local, licensed, insured, and rated A+ with the Better Business Bureau.
7. Keep in Touch With Your Insurance Adjuster
Stay involved in your claim. If your adjuster delays the process or denies coverage unfairly, don’t be afraid to push back. Ask for details in writing and submit additional proof as needed.
If you’re working with a local contractor like us, we can often provide additional documentation or photos to support your case.
Storm damage is frustrating—but getting your lanai or pool cage repaired doesn’t have to be. With the right documentation, a solid insurance policy, and a reputable rescreening company, you can get your outdoor space back in shape fast.
📍 Serving Southwest Florida
Best Rescreen Company proudly serves:
- Naples
- Marco Island
- Bonita Springs
- Fort Myers
- Cape Coral
and surrounding areas in Collier and Lee Counties.
Visit Us: 5660 Strand Ct Unit A244, Naples, FL 34110
Call Today: (239) 344-7774
Website: https://www.bestrescreenco.com
📞 Ready to Get Started?
If your screen enclosure was damaged by a recent storm, don’t wait. Call Best Rescreen Company today at (239) 344-7774 or visit us online to schedule your free estimate. We’ll help you get the repairs you need—and work with your insurance company every step of the way.
